Steps to Get You Approved for a Car Title Loan

car title loans

If you want to get a car title loan near the Florida Panhandle area, you may not know what to expect from the process. Below, we’ll discuss everything you need to know about getting approved for a car title loan at Panhandle Title.

Know Our Eligibility Criteria at Panhandle Title

First, you’ll need to make sure that you’re a good candidate for an auto title loan from Panhandle Title. At our office, we require you to have:

  • A free and clear vehicle title, meaning that your vehicle is completely paid off, and you own it outright. The title must also be in your name.
  • A net income (after taxes, deductions, etc.) of $1,000/month
  • The ability to bring your vehicle into our office in Cottonwood, AL for a 5-minute inspection
  • Proof of residence, such as a piece of mail with your current address and name on it

If you meet these criteria, you can apply for a car title loan from a direct lender in the Florida Panhandle area with Panhandle Title.

Get an Email Quote

Wondering how much is your car worth? You can visit our website to get an instant email quote for the value of your car. Just fill out the form on the right side of the screen to see how much you may be eligible to borrow at Panhandle Title.

Come to Our Office in Cottonwood, AL

Once you’ve received a quote, you can come to our office in Cottonwood, AL, near the Florida Panhandle. Our address is:

14341 South US Highway 231
Suite 2
Cottonwood, AL 36320

You will need to bring documents confirming your identity and your eligibility for a car title loan. If you’re not sure what you need to bring, just call us at (850) 785-2274 to find out.

Fill Out Your Application & Get A Quick Vehicle Inspection

Once you arrive at our office, you can fill out your application and have your vehicle inspected by one of our loan officers. This process usually takes only a few minutes and allows us to confirm the value of your car and make you a loan offer. 

Accept Your Loan Offer & Get Cash Right Away

Once you’ve been confirmed as a candidate and your vehicle’s value has been verified, we will make you a loan offer. If you like what you see, you can sign and get cash for your car title right away. There’s no commitment, though. If you change your mind, you’re free to walk away without a loan!

Follow These 5 Steps to Get the Funds You Need!

At Panhandle Title, we make it easy for you to apply for title loans near the Florida Panhandle area. If you’re ready to get started, head to our title loan office in Cottonwood, AL right away. Or, if you have more questions about the process, contact us online or call us at (850) 785-2274 to get the answers you need.