Does my vehicle have to be registered to get a title loan?

When you apply for a title pawn with Panhandle Title, we do require that you drive your vehicle to our branch for a quick inspection. Because of this and the laws in both the state of Alabama and the state of Florida, we do require that your vehicle currently be registered and insured in order to qualify for a title pawn with Panhandle Title. We are unable to process and approve applications on vehicles that may be towed or hauled to our location due to being inoperable or because they are not properly registered to be considered street legal.

When you drive your vehicle to our branch to apply for a title pawn, your vehicle inspection along with the required documents to complete your application are the most important parts of the process. When we inspect your vehicle, we are going to be reviewing the exterior and interior and gathering the features and other pertinent information that will help our representatives pull the current value of your vehicle and factor that along with your ability to repay the pawn to our company to determine just how much of a title pawn we can get your application approved for. When you travel to our branch, be sure to bring all of the required information to have your title pawn application approved. There are only a few requirements that we will need to from you! They are:

  1. Proof of ownership of the vehicle (physical title or registration if your title is currently an electronic title through your state)
  2. Proof of residency (utility bill or bank statement in your name, issued within the last 30 days)
  3. Proof of income (most recent paycheck stub or bank statement, issued within the last 30 days)
  4. Proof of identity (state issued driver’s license or identification card)
  5. Your vehicle

At Panhandle Title our staff are waiting for you to call and walk you through the process! Overall, the title pawn process can be as quick as 20 minutes for first time borrowers! Call us today to start the application process over the phone at (850) 785-2274! We look forward to assisting you!